In order to use certain portions of the Website or receive certain services offered by the Website such as to register for an account via the Website (“User Account”), a user must first complete a registration form. During registration a user is required to give his or her contact information (such as name and e-mail address). This information is used to contact the user about the services on our Website or third parties for which he or she has expressed interest.
In areas of our Website that provide online transactions with us, we request information from the user to process requests made by the user. Here a user may be required to provide personal information (like name and mailing address and phone number including mobile phone number for receiving of text messages etc.). This information is used to fill customer's requests and satisfy any regulatory requirements we may have. If we have trouble processing a request, this contact information is used to get in touch with the user.
A cookie is a piece of data stored on a user’s personal computer hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our Website. Once the user closes his or her computer web browser, the cookie terminates. For instance, by setting a cookie on our Website, the user would not have to login a password more than once, thereby saving time while on our Website during repeat visits. If a user rejects the cookie by setting the browser to reject cookies, the user may still use our Website, but as a result the user would be limited in some areas of our Website. Cookies also can enable us to track and target the interests of our users to enhance the experience on our Website.
As is the case for most websites, we automatically obtain and store in our log files certain general information such as IP addresses, browser type, Internet service provider, page path and other web analytics to improve user experience, analyze trends, administer the site, track user's movement on our pages, and gather broad demographic information.
We treat all personal information provided by a user and held by us as confidential and will not disclose any such information to any third party except as specified in this -paragraph. We may use another company’s services to verify your personal information as a requirement for making transactions through your User Account. Any such company is authorized to use this information solely for the purpose of verifying your personal information on our behalf and for no other purpose and will not store any personally sensitive data not in the public domain. We use third-party analytics tools to track general, non-personally identifiable information such as pages viewed, browser type and aggregated demographic information to help measure and improve overall user experience. Any such information is not linked to any personal information that can identify any individual person.
We may partner with other companies to provide specific services to users. If and when the user agrees to applicable terms or makes a request to be contacted by a third party and/or signs up for any such services, we will share names or other personal information that is necessary for the third party to provide these services or contact to the user.
This Website contains links to other sites. We are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our Website and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by us.
E-Mail and Newsletters
If a user wishes to subscribe to our newsletters, we ask for contact information such as name and e-mail address or cellular phone number etc.
From time to time we may request information from users via surveys. Participation in these surveys is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and mailing address), and demographic information (such as zip code, age, etc.). Survey information is used for purposes of monitoring or improving the use and satisfaction of users of the Website.
To prevent unauthorized access, maintain data accuracy and ensure the correct use of information, we have put in place appropriate physical, electronic and managerial procedures to safeguard and secure the information we collect online. When users submit sensitive information via the Website, the information is protected both online and off-line. While we use encryption to protect sensitive information online, we also take precautions to protect user-information off-line. All of our user’s information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job are granted access to personally identifiable information. Employees are kept up to date on our security and privacy practices. The computer servers on which we store personally identifiable information are kept in a secure environment, behind a firewall and locked door(s). Internet security measures are taken to guard against hacking or cracking intrusions, damage or theft of information.
Choice / Opt-Out
Users who no longer wish to receive our newsletter or other materials may opt-out of receiving these communications by replying to unsubscribe in the subject line in the e-mail. And immediately discontinuing use of our web and mobile applications.
Notification of Changes